Vice President – Risk Management (Gold Loan) - North & West

Vice President – Risk Management (Gold Loan) - North & West

Shriram City Union Finance Limited
15-20 years
Not Specified

Job Description

Vice President – Risk Management (Gold Loan) - North & West – 2 Nos.

Job Location: Jaipur / Ahmedabad / Bhopal / Indore / Lucknow / Delhi

Job Description:
a) Good in depth knowledge of various kinds of risk, such as Business, Regulatory, Financial, Environmental, Geographical, etc. especially with reference to Gold Loan Business.

b) Supervise Branch visits by team to verify the quality, quantity and inventory of pledged gold and cash. Check authenticity of transactions and adherence to systems and procedures by scrutinizing the transactions put through the relevant inspection period including handling ornaments.

c) To verify the records and registers and ascertain lapses/discrepancy in maintenance of such records

d) To monitor all statutory requirements that are to be fulfilled at branch level with respect to Gold Loan Business.

e) Continuous market awareness, the concerned risk factors to be studied in detail and alerted in order to avert possible losses.

f) To report any discrepancies without favor, not leaving out even seemingly minor irregularities as they may lead to serious irregularity in future.

Desired Candidate Profile:
a) Minimum 15 Years of relevant experience.
b) Experience in Risk Management profile at a PAN India Level will be preferred.
c) KYC Knowledge, Understanding the Product/ Market / Competitors.
d) Excellent interpersonal and communication skills and ability to partner with, and communicate with all levels of management and across cultures.
e) Ability to work independently and/or part of team and able to develop and manage the entire business activity of the state/region.
f) Ready to travel across regions / state for business needs.

Job Details

Shriram City Union Finance Limited

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