Senior Officer

Senior Officer

Standard Chartered
Not Specified
Not Specified

Job Description

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations

  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum

  • Flexible working options based around home and office locations, with flexible working patterns

  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning

  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

The Role Responsibilities

RRS is an integral part of Risk Services in GBS which supports the CPBB Risk Function.
The activities include:

  • The production and distribution of CPBB risk reports as per the agreed timeliness and frequency.

  • Ensuring that the reports are generated and delivered on a timely manner to the respective stakeholders.

  • Need to ensure that the reports are in similar trends as against the submissions made in the past.

  • Any changes to the reporting logic to be discussed and documented with the stakeholders and agreed in a Change Management template with proper UAT and UVT performed before taking this to production.]


  • The mitigation of risk by providing accurate and timely information necessary to support management decisions.

  • Protection of the Bank&rsquos reputation. Bank&rsquos ability to meet legal and regulatory obligations. Minimizing risk of Bank being used by money launderers.

  • Ensure compliance with ALL internal policies and regulatory requirements.


  • Ability to formulate and comply with credit criteria.

  • Ability to be highly flexible, adaptable, open-minded, responsive to the behavior of the market.

  • Comprehensive knowledge on basic banking practices, policies and relevant regulatory concerns.


  • Responsible to manage the generation and delivery of daily / weekly / monthly / quarterly CPBB risk reports accurately and timely.

  • Responsible to ensure that the team delivers reports accurately with a adequate checks and controls are done based on the past trends.

  • Responsible to ensure that the Unit&rsquos objective from a Projects / Adhoc support perspective is managed.

People and Talent

  • Ensuring that the necessary trainings (on-the-job or classroom) are conducted to the team and provide required job knowledge.

  • Ensure quality processing and adherence to all key controls and checks.

  • Responsible for handling all queries relating to the reports produced.

Risk Management

  • Work closely with the country risk teams.

  • Compliance with all relevant policies and procedure, guidelines, rules & regulations


  • Proper documentations like EUC, BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately.

  • Ensuring that proper backups are being arranged for critical reports.

  • Ensure that the Cost Budgets are met according to management targets

Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct.

  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

  • Lead the [GBS India / Risk Operations / RRS] to achieve the outcomes set out in the Bank&rsquos Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime ComplianceThe Right Environment.] .

  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

  • Group CB Risk

  • Country Business (CB Head, VCGM, Sales & Marketing)

  • Country Operations

  • Credit Units (CI,FA, Collections & Recovery, CRM)

  • SBIM

  • Finance

  • Legal, Compliance & Assurance

  • IS & IT Personnel (Local and Group)

  • Human Resources

  • Group Credit


  • Local Regulators

  • Bureau

  • Auditors

  • External Collection Agencies

Other Responsibilities

  • E-Learning Modules, particularly the AML E-Learning Course, Credit Practices, Basel 2 and Credit Bureau, as applicable

  • Induction Program

  • AML Refresher Course

  • The mitigation of risk by providing accurate and timely information necessary to support management decisions.

  • Protection of the Bank&rsquos reputation. Bank&rsquos ability to meet legal and regulatory obligations. Minimizing risk of Bank being used by money launderers.

Our Ideal Candidate

  • More than 12 years of functional risk experience in the areas of Retail Credit Risk. Expertise in other areas of risk is an advantage.

  • Appropriate academic training and/or experience in finance, business or Economics Bachelor's university degree is a must and a post-graduate degree is desired.

  • Good knowledge and grasp of banking practice, Retail Banking lending products and awareness of the regulatory frameworks by home and host regulators.

  • Basic knowledge of model risk management including for capital and impairments.

  • Exposure to Bank's Enterprise-wise Risk Management Framework (ERMF) and overall governance philosophy.

  • Good understanding on data structure and the information flow for the risk function.

  • Prior experience of working with SAS software is desired / required.

  • A fair understanding of the innovations in banking & emerging technologies.

  • Organizational visibility of outcomes and benefits.

  • Analytical and dispute resolution skills.

Visit our careers website

Job Details

Employment Types:



We are a leading international banking group, with a presence in more than 60 of the world’s most dynamic markets. Our purpose is to drive commerce and prosperity through our unique diversity, and our heritage and values are expressed in our brand promise, Here for good.
Standard Chartered PLC is listed on the London and Hong Kong Stock Exchanges.

Job Source :

Similar Jobs

Career Advice to Find Better