Opportunity For US Mortgage - Underwriter

Opportunity For US Mortgage - Underwriter

2COMS Consulting Private Limited
4 - 7 Years
275000 - 550000 INR

Job Description

We have an excellent opportunity for the position of US Mortgage - Underwriter for a leading MNC in Chennai.
Profile - Underwriter
Experience - 4 - 7 years into Underwriting
Job Location - Chennai
Shift - Fixed Night Shift (Monday to Friday)
Notice Period - Immediate/15 to 30 days
Job Description
1.Ability to manually underwrite complex transactions to ensure the loan meets established guidelines.
2. Compute income and debt ratio calculations following program guidelines and ability to repay requirements.
3. Perform mortgage credit analysis without the assistance of AUS.
4. Maintain production goals & standards in accordance with established SLA's and metrics.
5. The candidate may be required to perform other job-related tasks
6. Updates himself regularly with Company policies on Information Security Management System.
7. Ensure subordinates are aware of Company policies, in particular those on Information Security
8. Ensure adherence to legal & regulatory requirements as applicable to the nature of work
9. Ensure Process adheres to legal & regulatory requirements as applicable to the nature of work
10. Ensure adherence to the Contractual Requirements of the Process/Function.
11. Facilitate Regular Audits to detect any compliance or contractual breaches and encourage continuous improvements
1.Candidates with 4+ years of experience in mortgage underwriting.
2. Preferred 2+ years of experience in VA /FHA loan underwriting
3.Able to calculate all income types (e.g. wage earner, retirement, self-employed)
4.Deep knowledge of FHA, VA, Fannie Mae and Freddie Mac guidelines
5.Strong attention to detail.
6.Extensive narratives for underwriting decisions made to be shared downstream.
7.Ability to work in a fast paced environment and meet daily goals.
8.Need MS Excel and ability to analyze numbers
9. Willingness to learn / Trainable / Problem solver
10. Attention to detail - Has to be accurate on numbers and deliver in timely manner
11.Good understanding of TRID requirements
12. Good written and verbal communication skills
Educational Qualification
Any graduate/ Post Graduate
Thanks & Regards,
Sneha Sengupta
HR Recruiter
2COMS Consulting Pvt. Ltd
388 Block G New Alipur Kolkata -

great opportunity

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