Manager Credit

Manager Credit

Integrated Services
Hyderabad / Secunderabad
4-14 years
500000 - 850000 INR

Job Description

Run Credit analytics models on retail asset portfolio
2. Identify account characteristic patterns which display distress
3. Follow up on early mortality cases, non-starters do preventive & curative actions
4. Track for 6 FEMI (First Si EMI’s in the loan life cycle) and ensure nil bounce
5. Use analytics to identify eligible borrowers for a pre – approved loans based on banking patterns, average banking balance, length of relationship etc.
6. Develop scorecards by leveraging on existing database and account performance data
7. Validate expert scorecards every 2-3years upon sufficient credit history build up

8. Analyse loan performance across locations, develop and maintain high risk locations/ professions and profiles (Combination of multiple characteristics)
9. Prepare MIS reports for review by senior management
10. Support credit Head in managing the credit functions and in implementation of policies, procedures, portfolio analysis and underwriting guideline
11.Any other duties and responsibilities, assigned by the Bank.

Integrated Services is a Consulting firm with its HO in Delhi We specialise in recruitments in the Banking & Non Banking Finance companies at various levels.
Integrated Services is a 20year old firm & has various Multinational Banks & Private sector banks as its clients besides non banking finance companies & some other companies.

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