Manager - Credit - Home Loans

Manager - Credit - Home Loans

Tata Group
Not Specified
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Job Description


Reference No. 19972
Published on
17-Apr-2019
Location Agra - Rajendra Point
Qualification Graduate : Yes Masters/Postgraduate: Yes
Age 23 - 33 Years
Experience From 6 Years - 0 Months
Experience To 8 Years - 0 Months
Key Requirement for the Position
  • To underwrite mortgage business and manage the portfolio in assigned area
    Responsible for handling team: Yes
    Roles reporting into this role(Direct/Indirect):
  • Credit Manager HL/HE/AHF
  • Credit Officer- HE/HL/AHF Contact or Interaction with:
    1) Customers
    2) Internal sales teams
    3)Channel Partners
    4) Builders
    Travel Required: Yes
    Position Type: Full time
    Process Owner:
    1) Credit
    Receives inputs from: Regional Credit Manager HL/HE/AHF
    Process owner :Credit
    Provides Input to: Credit Manager- HL/HE/AHF

  • Job Description o Support and co-partner with business teams to manage end to end credit approval for the designated region
    o Underwrite salaried SENP/SEP for retail and high value cases and present to senior level
    o Authorize deviations raised and documented by underwriters in compliance with credit policy.
    o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests.
    o Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level.
    o Monitor and oversee PDD management and ensure timely completion of personal discussion documents through customer visits in high value cases.
    o Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/ report submission and eliminate any undue/ non-process related delays.
    o Co-ordinate with the recoveries team and ge
    Venue
    Contact

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