Data Scientist 2

Data Scientist 2

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Job Description

Job Description :
Job Description
At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives. Were a purpose-driven company, and our beliefs are the foundation of how we conduct business every day. Were guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Collectively, these values inspire us to work together as One Team with our customers at the center of everything we do, and to take care of ourselves, each other, and the communities in which we live and work. We challenge the status quo, ask questions, and find solutions. Join us as we enable the hopes, dreams, and ambitions of millions of people around the world.
PayPal's Credit Organization is responsible for managing the risk throughout the lifecycle of PayPal's credit products. This is an exciting organization where the contributions by the team members can really help PayPal's bottom line and create experiences that our customers love. The group is multi-disciplinary with broad spectrum of industry experiences and deep analytical and quantitative expertise. The group is currently seeking a high energy, driven, collaborative team member that brings extensive problem solving skills to further its goal of applying creative analytical solutions and visualization to understand and manage risk. Candidate will be working with the PayPal Credit Risk team to evolve strategies, related to eligibility, underwriting criteria, credit line management and/or collections capabilities. Conceive, design & monitor credit risk management strategies to improve business profitability in the areas of underwriting, credit line management, universe expansion and alternative data evaluation. Analyze customer level information to determine the effectiveness of credit policies and recommend necessary changes to improve profitability. Innovative use of data and processes to improve risk management strategies and the customer experience Analyze portfolio trends to deliver strategic business insight from internal and external data. Ability to frame a business question in analytics terms and structure the required analyses. Communicate concise and actionable business strategies from vast amounts of data for Sr. Management. Present new strategy recommendations for management approval.
Job Requirements:

  • Bachelors degree or higher in a quantitative field such as Mathematics, Statistics, Operations Research, Finance, Economics or related quantitative discipline.

  • Post -college working experience within the data-mining, quantitative research or analytics organization. Credit risk experience is a plus.

  • Must be an intuitive, organized analytical thinker, with the ability to perform detailed analysis.

  • Strong written, oral, and interpersonal skills including the ability to explain and/or present analysis.

  • Must have good business judgment with demonstrated ability to think creatively and strategically.

  • Aptitude and willingness to roll-up the sleeves and get involved in the details.

  • Proficiency in SAS and SQL.

  • Excel, Word, and PowerPoint proficiency.

For more than 20 years, PayPal has remained at the forefront of the digital payment revolution. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, our open digital payments platform gives PayPals 400 million active account holders the confidence to connect and transact in new and powerful ways. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying, or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [Confidential Information].

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