Credit Portfolio Analyst

Credit Portfolio Analyst

Citi
2-5 years
Not Specified

Job Description



We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply!
Our people make all the difference in our success.
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The Special Assets Group Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project , geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.

Responsibilities:
  • Preparation of valuation and restructuring analysis for stressed and distressed assets and situations, including the determination of write-off, reserve and risk of loss amounts that directly impact the P&L of the firm.
  • Assess liquidity, debt capacity and other areas of financial and operating performance to evaluate areas of weakness and potential for turnaround, which is measured by setting and monitoring appropriate classification triggers.
  • Model companies financial position to assess appropriate debt structure and accurate debt value using the most appropriate valuation methodology.
  • Manage assigned bilateral and syndicated portfolios. Track ongoing performance of classified credits, maintain appropriate classifications of exposures
  • Work closely with other colleagues (Seniors Bankers and Senior Credit Officer-level transactors) to remain coordinated on the restructuring/valuation process and assess likely restructuring scenarios. Advise Business, of plan and evolving cost of credit impact.
  • Evaluate and process documentation to both evaluate and implement the appropriate strategy partner with Citi Legal and outside legal. Negotiate bank group participants, and other stakeholders associated with the assigned account.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Qualifications:
  • CA / MBA / CFA or equivalent experience
  • 2-5 years of relevant experience
  • Experience in financial analysis, accounting and valuation.
  • Ability to analyze and evaluate financial statements and business plans, across a range of industrial sectors.
  • Excellent knowledge of credit assessment techniques and policies of the bank. Proficient knowledge of corporate and debt structuring, with a particular understanding of bank loan documentation.
  • Commercial Credit training preferred.
  • Ability to build and maintain relationships and communication skills, both written and verbally
  • Ability to work autonomously, as well make meaningful contributions as part of a team.

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Job Family Group: Risk Management
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Job Family:Credit & Portfolio Risk Management
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Time Type:Full time
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Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries (Citi) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .
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About Citi

Citigroup Inc. or Citi is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002.

Job Source : jobs.citi.com

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