Branch Credit Manager

Branch Credit Manager

HDB Financial Services Limited
4-6 years
Not Specified

Job Description

Job Description:
. Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
. Verifying the promoter's track record & ascertaining their credit worthiness.
. Analysis of the financial statements of the prospective customer to identify the short term & long term
. solvency & liquidity position
. To ensure Bounce Rate and Delinquency are within acceptable standards.
. Monitor and enforce approval rate and TAT as per prescribed standards.
. Monitor and ensure that monthly Branch audit score is satisfactory.
. Vendor Management.
. To conduct customer meeting to evaluate credit proposal
. PDD Tracking and closure
. Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Roles and Responsibilities:
Manage credit quality and control delinquencies, frauds.
Monitoring Performance
. Managing performance in terms of key drivers i.e.
. Loses / Portfolio quality parameters
. Cost of credit administration
. Employee Productivity
. Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.

Job Details

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