Banking And Insurance freshers in government banks

Banking And Insurance freshers in government banks

Calibre Infotech
0 - 0 Years
Not Specified

Job Description

Job Description

Retail bankers serve the general human population. The type of transactions in which they are involved with is aided in branches across the country.
Many retail banking operations are carried out using Interactive Voice Responses and telephone lines nowadays.
On the other hand, the commercial bankers break their heads with small or medium-d companies and provide them with banking services which in turn helps them to grow their businesses.
Bankers tend to be the face of the organization by managing the staff, serve every customer in the branch, over the phone or through the internet.
They also set sales targets for the lower level professionals, manage the recruiting process and maintain and complete reports and paperwork as required.

Commercial Bankers

Job Responsibilities

Deal with small or medium-d companies than everyday people.
Their services include loans and credit, trade, treasury services and employment services such as payroll.
Their primary responsibilities include meeting with corporate customers and discussing financial requirements as per their convenience and also provide relevant financial advice.
Advise small or medium-d organizations about merging with other companies or acquiring other companies or capital markets.
They are also tasked with promoting the bank's services, planning finances and preparing lending agreements.

Should have very good Analytical skills
He or she should be very good with numbers.
Should have very good interpersonal skills with decent verbal and written communication skills.
Should also be good with negotiation skills and should be curious to pay attention to every detail.
Life of a banker is filled with a gamut of pressure which he or she should be able to manage and prioritize accordingly.
Educational Qualifications

There are ways into this career for both who have just graduated or those who hold a post-graduation degree. For those who hold a degree in business-related subjects like business studies, management, economics etc are more likely to land a bank job.

The salary of a banker right from the entry level to management level ranges from ₹353000 to ₹1050000

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approvals Infomerics has completed more than 1000 rating/grading assignments, so far, and has about 175 assignments are in hand across geographies, industry segments and product offerings.
Infomerics has majorly rated bank loan &/or facilities, Debentures and Commercial Papers, in addition to rating of various mutual fund schemes, Alternative Investment Funds, rating of Issuer Profile, structured transactions, Corporate Governance and credit assessment of Bilateral Assignment transactions.

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