APRM-Retail Trends & Insights

APRM-Retail Trends & Insights

The HDFC Bank Limited
3-5 years
Not Specified

Job Description


Job Description :
A) Policy Analytics & Monitoring of Retail Asset portfolio Interacting with all the policy managers to carry out portfolio analysis across all retail asset products using R, SAS, Python Creating Analytical Dashboards for policy, collection, underwriting team Assisting policy managers to frame retail assets lending program using analytics Monitoring of early trigger Non-starters, EMR, High ticket delinquent cases, life tables. Carry out analysis to identify early warning delinquency triggers using macro-economic parameters. To monitor and influence Bank level and product level strategies for new product/policy development, changes to the policy construct to cater to new customer segments , changing demographics.B) Developing scorecard and bureau strategy Interacting with credit bureaus and developing bureau strategy across retail asset products Interact with scorecard building team and validation team to understand and formulate policy using scorecards.C) Tableau Development Creating and publishing of interactive reports and dashboards report scheduling using Tableau server to review through the door trend for Probability of Default and loss rate.D) Collection and Liability monitoring To track and analyse collection resolution rates across different risk segments To analyse liability related trends and monitor its impact on retail asset portfolioSkillsA) Analytical and problem solving skillsB) Proficient in MS Excel, R, SAS, PythonC) Banking Product & Process KnowledgeD) Knowledge of Retail AssetsE) Planning and Organizing Skills

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