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Urgent opening Credit Manager

Keywords / Skills : Credit, Risk, Credit analyst, Collection, CreditControl, Credit manager, Credit Control, Credit Manager, Risk Manager, Credit Underwriter, Assistant Manager

3 - 10 years
Posted: 2018-08-10

Nationality
India
Industry
Banking/ Financial Services
Function
Finance & Accounts
Marketing & Communications
Role
Financial/ Business Analyst
Finance Manager
Education
Any graduate
Salary
4.00 - 7.00 lacs
Posted On
10th Aug 2018
Job Ref code
123
Job Description
Skills/Specialization/Competency 
• Experience in Credit Risk Management of Banks/NBFC Loan Company/Asset Finance Company is must

• Well-versed with analysis of financials of MSE entities/Agri project financing in an environment where information opacity is very high

• Ability to relate/co-relate information, findings during undertaking credit analysis

• Familiar with early warning signals from credit risk perspectives and usage of relevant tools to identify/categorize customers for better & close monitoring based on the warning signals

• Familiar with various credit analysis & risk management tools

Broad role requirement


• Underwriting of Micro & Small Enterprise (MSE) loan, agri project financing, Business Loan and Retail Loan products under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc.

• Assist in formulating & implementing Risk Control & Credit Management processes/strategies

• Manage processing and disbursement of loans for the allocated portfolio

• Act as internal Process Auditor and reviewer for MSE/project advances

• Manage allocated NPA and Overdue portfolios

• Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc.

• At post approval stage checking of property documents, Legal & Valuation report

• Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc.

• Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives

• Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks

• MIS updating and sharing on daily basis for the entire underwriting team for all products

• Coordination with sales team of various region to resolve discrepancy

• Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated

• Make necessary recording and monitor collateral maintenance





More Details call me this number 9315055133 and send your CV / Resume on my mail address [HIDDEN TEXT]



About Company

Agri Career deals with Agriculture Sector Recruitment across India.We work with 200+ Customers in our domain.
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