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Opening for Credit Manager in Himatnagar in NBFC company

Keywords / Skills : credit, Risk, Loan

1 - 5 years
Posted: 2019-08-19

Job Description
Functional Responsibilities

• Enforcement and adherence of the company credit process and policy in the

Branches for Secured and hypothecated loans

• Approval of Secured and hypothecated loans as per policy

• Review of portfolio with respect to delinquency/losses/fraud of the portfolio

with branch manager

• Hand holding of branches in initial stages for better understanding of

processes including customer assessment, cash flow, CPV etc

• Interacting with Branch Managers and Cluster Business Manager from risk

and loss control perspective.

Job Requirements

Qualifications Minimum Graduate in any stream

Experience

• 4-5 years total experience in credit function with 2-3 years or more relevant

experience in credit approval in consumer finance (LAP/Personal

loan/Mortgage/Auto/2W/Consumer Durable) in NBFC/Banks

• Functional Competencies

• Credit Appraisal: Ensure all loan application is appraised as per credit policy

and within applicable TAT. Meeting the customer for approval is also required

• Risk Mitigation: Identify and analyze risks (economic, social, political, etc)

• related to broader loan portfolio; ensure portfolio diversification and quality

across activities and Area

• Collection: Need to monitor collection as per repayment schedule from

customers. Collection is done by Branch CROs

• Training: Training branch CROs regularly on credit policy and improvement

areas.


Key Skill(s)

About Company

AddOn evinces to be the rejoinder to your entire business manpower exigency. Powered with HR Solutions and Payroll solutions, AddOn comprises a team of associates brimming with innovative workforce solutions. With a talent pool of more than 1 million profiles derived from every sector in the working industry, AddOn guarantees talent focused personnel resources for your business. With over decades of in hand experience and expertise in providing manpower solutions to gargantuan business empires all over the world, it is your one stop solution related to personnel resources and manpower queries.
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