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Hiring for US Residential Mortgage Underwriter @ Gurgaon

Analytics/Business Intelligence
Financial Analyst
Posted On
4th Dec 2018
Job Ref code
Job Description

Greetings from 2COMS!!!

We are hiring for US Residential Mortgage Underwriter @ Gurgaon

Please go through the JD mentioned below and if interested share me the required details(Mandatory)
1. Full Name
2. DOB
3. Email ID
4. Pan number
5. Contact Number

Job Description
The Pre-Funding Mortgage Underwriter is responsible for auditing complete already underwritten file by identifying the credit risk, potential fraud, miscalculations and misrepresentations. The underwriter needs to ensure completeness, accuracy and consistency of documentation and data and ensuring file meets both lender as well as secondary market investors guidelines
US mortgage underwriting/QA/QC experience
Strong understanding of Desktop Underwriter (DU) and Loan Prospector(LP)
Analyze income & employment, credit strength, property appraisal; check over debt to income (DTI) and Loan to Value (LTV) and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant
Underwriter to validate that a prospective mortgagors loan application adheres to the lenders, Investors (Freddie or Fannie Maes) and guidelines of applicable government agencies to approve the loan
Analyzing the risk involved in approving a loan to determine whether or not it is acceptable to the lender
Reviewing loan conditions and identifying gaps (if any)
Mark errors for any deficiencies observed on the loan
Verify accuracy of supporting employment documents, source of down payment/reserves, appraisal value and property title commitment received
Review of legal documents, if present, to ensure the accuracy & completeness
Identify the mortgage insurance requirement (MI) and follow the MI guidelines, if applicable.

Additional responsibilities for the Pre-Funding Underwriter include:
Maintaining service level standards
Supporting Team Leader and other Team Members to deliver the optimum level of output
Responding to all emails efficiently
Adhering to all process deadlines

Salary: Upto 7 LPA

Interested candidate can share their resume to [HIDDEN TEXT] along with your pan number
Thanks & Regards
Debashree Banerjee
HR Recruiter Desired Candidate Profile
Please refer to the Job description above

About Company

2Coms Consulting Pvt Ltd. IT

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