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Chartered Accountant from Nov'18 & May'18 attempts in a leading private bank (Trivandrum & Madurai)

Keywords / Skills : Chartered Accountant (CA), Credit Manager, Credit Appraisal, Banking, Underwriting, CA Fresher

0 - 1 years
Posted: 2019-07-01

Job Description
Employer: Leading Private Sector Bank

Qualification: Chartered Accountant from Nov'18 & May'18 attempts

Job Role: Branch Credit Manager

Job Grade: Deputy Manager II (DMII)

Gross Cost to Company (Gross CTC): Rs 6.90 lacs per annum

{including Performance linked retention pay of Rs 70,000 & retirals (PF, Gratuity) of Rs 43,000}

Job Location: Trivandrum (Kerala) and Madurai (Tamil Nadu)
Roles & Responsibilities:

• Understand and analyze the financial standing of the client while preparing the credit requirements
• Manage the entire paper work for each client, ensuring complete adherence to the process laid out
• Proactively sense customer issues and strive to resolve them
• Appraise /underwrite the loan sourced by the front line
• Manage the entire credit application process, right from login to disbursement
• Manage quality of portfolio
• Manage post disbursement documents and partly disbursed cases
• Co-ordinate with legal, technical, FI and Risk Containment Unit agency for processing the file / docket
• Training of CPA / DMA / DME
• Responsible for TAT of delivering sanction letter and disbursement

Skills and Competencies:

• Passion: Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties

• Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive

• Compliance with Conscience: Own norms are aligned with Organizational code of conduct & regulatory norms, consistently sets example by own conduct, Always checks on grey areas with relevant authority

• Collaboration: Forges understanding with others and carries others along, considers impact on the organization, not just own targets/metrics, and acts accordingly

About Company

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