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Assistant Credit Manager

Keywords / Skills : Credit Analysis, Credit Risk, Risk Analysis, Collection Analysis, Document Management System

0 - 1 years
Posted: 2019-06-11

Job Description
Roles :
  • Scrutinize the customer credit applications as per Standard Checklist
  • Gathering information of the Company
  • Prepare Financials of Customer for Eligibility Calculations
  • Communication with Operations team for resolving queries in proposal
  • Visiting clients for understanding the Business Model of the Customer
  • Manage customer credit files
  • Making recommendations about procedural/policy changes
  • Create a credit risk management environment of an acceptable quality, in terms of established credit guidelines
  • Interact with customers to obtain additional credit information to support credit lines
Responsibilities :
  • Undertaking risk assessment analysis
  • Responsible for analyzing the Business Model & financials of the Customer
  • Assessing, analyzing and interpreting credit data and financial statements to determine the degree of risk involved in extending credit
  • Analyze & Prepare reports that include the degree of risk involved in extending credit
  • Ensuring that service improvement is achieved by coordinating activities with other colleagues
  • Maintain the Turn Around Time while preparing the Loan Proposal which includes Queries Resolution pertaining to Credit as per Financial Institution Norms
  • Create an environment oriented to trust, open communication, creative thinking, and cohesive team effort
  • Helping to enhance the quality of credit applications
  • Achieve specified target

Skills :
  • Problem-solving and analytical skills to interpret performance
  • Experience in developing strategies.
  • Excellent oral and written communication skills, plus a good working knowledge of Microsoft Office is required.
  • Meeting Goals, Negotiation, Planning, Building Relationships and Coaching

About Company

A visionary company started in 2007 to provide financial services to Corporate, Mid Corporate and SME. The Company is associated with India’s leading banks and financial institutions for providing a range of financial products to our valued customers. We also offer Investment banking, corporate advisory and Debt Syndication services to our Customers.

Our services are of extremely high quality, tailored to the clients' needs so as to enable them to make the right decisions, in turn leading towards growth of their companies, benefiting the overall economy. By employing our services, our clients are assured of finding the right answers for their business and enabling them to benefit for long time.

Our team of corporate finance professionals enhance value through the delivery of strategic advice and execution services to our clients who seek value-enhancing solutions that complement their growth strategies.
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